Clarify Your Vision for 2020
December 27, 2019
I think about goals like driving down a road. I have milestones I want
How Expectations Affect Our Investment Success
December 17, 2019
Our expectations shape our actions as humans, and investing is no different. The problem
News and the Stock Market
December 17, 2019
Investors often freak out when they see negative news on TV, wondering what it
How People Make Financial Decisions
December 11, 2019
Paul begins the hour talking about “robo-portfolios.” Most of the hour is about how people make financial decisions and how money does not lead to happiness
The Government and Diversification
December 10, 2019
The DOW has been hitting record highs lately. Why? Because of the recent tax reductions and regulatory changes that have largely benefited these big companies.
Are Academic Studies Always Good?
December 10, 2019
Lately, I’ve been pouring through some of the latest academic studies, and just shaking my head. Now, if you know me, you know that I am all about academic research, but academic doesn’t necessarily mean good.
Psychological Reasons for Spending and Saving
December 9, 2019
Paul discusses a study about millionaire characteristics and the psychological reasons for spending. This transitions to the amount to save for retirement and why compounding interest is effective for early saving
Market Effects of Regulation
December 6, 2019
The hour starts with a survey about how 1/3 of millennials approve of communism and why they might grow out of it. Paul switches Roth IRA conversions and tax rates.
Current Political Climate and Investing
December 4, 2019
Paul begins the hour talking about how most investors follow the crowd and why that causes problems. The lack of diversity in total stock market funds is covered.
Are Bond Ratings Driven by Politics?
December 2, 2019
Paul discusses a study about how those who rate bonds can have political motives. Then he covers research about annuities in qualified retirement plans.