In this episode of NewsChannel 5’s OpenLine, financial planner Paul Winkler offers in-depth insights into smart investing strategies, retirement planning, and financial pitfalls to avoid. Topics include the importance of international diversification, the misleading nature of annuities, how and when to take Social Security, required minimum distributions (RMDs), and how to structure a portfolio to last through retirement. Paul debunks myths around financial products, highlights the dangers of chasing trends, and explains how academic research supports long-term investing strategies. This episode is packed with practical advice and real caller questions that make complex topics easy to grasp.

