Arlene Brown started her career with American Express Financial Advisors in 1997 and few years later moved over to Merrill Lynch. Tired of confronting the continuous challenge of finding balance between what was best for clients and what was best for her employer, she decided to become an Independent Advisor and formed Your Retirement Matters, LLC. Through the years, Arlene has specialized in IRA distribution, income planning, and estate conservation. She is passionate about helping clients make smart decisions about their money so they can Retire on time and Stay Retired.Additionally she is certified to provide financial services to clients involved in the process of Divorce. Her expertise helps them to address their specific financial and familial concerns, allowing for the opportunity to help determine a knowledgeable and fair settlement.Arlene has a Bachelor’s Degree from the University of South Florida. She is a Chartered Life Underwriter and a Certified Divorce Financial Analyst™ (CDFA). Arlene is a member of the Institute for Divorce Financial Analysts, Inc. She is a trained General Civil/Family Mediator, and is a listed volunteer with the Nashville Conflict Resolution Center.Arlene is happily married to Wade and has one son. Wade works for JC Penney and volunteers his time with the Nashville Inner City Ministry. Away from the business, she enjoys tennis, travelling, and spending time with family which includes Marble, an 8 pound Maltese Terrier.