Worried About Running Out of Money in Retirement?
Get clear guidance from decades of research—not a sales system.
Get Your Retirement Income Guide
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What You'll Learn
“I wrote this guide because I was tired of seeing people misled by financial products that don’t do what they claim. Retirement income doesn’t have to be confusing—but it does have to be based on real evidence.”
Paul Winkler
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The worst-case scenario: You learn something helpful.
The best-case: You retire with confidence.
Why So Many People Get Retirement Income Wrong
You hear it all the time: The biggest fear retirees have is running out of money.
It’s a real concern—but unfortunately, most of what’s out there to “solve” this problem is… not great.
I recently came across an article touting annuities as the answer to retirement income. It painted a rosy picture: guaranteed income, peace of mind, no worries for the rest of your life.
Sounds great, right?
Until you look at the data.
The same organization pushing that narrative admitted that less than 5% of people who buy annuities actually use them the way they’re intended—to generate guaranteed lifetime income. That’s not just a red flag. That’s a giant blinking sign that something’s off.
So why don’t people choose annuitize? The list is long:
They don’t like losing access to their money
They worry about inflation eating into their fixed income
They want to leave something behind to kids or grandkids
They’re concerned about fairness if they die early
And, frankly, they want better returns
And annuities aren’t the only myth out there.
People are told to buy dividend-paying stocks, live off interest, invest in real estate—strategies that sound smart on the surface but come with major risks, especially in retirement.
So I put together a Retirement Income Guide to clear all this up.
It walks through the most common myths and the strategies that actually work—based on more than a century of academic research, not industry sales pitches.
If you’re within a few years of retirement (or already there), this guide could save you from some big mistakes.
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