Paul finds that comparison is a very dangerous game and that people don’t give themselves enough credit for their unique abilities or situation. Today, Paul discusses an article that shares the average retirement savings for people in their 60s. Whether you’re ahead of the curve or struggling through a tough situation, like a divorce, the death of a spouse, or the loss of a job, one of the best ways to grow and become stronger in your finances is by working with an advisor who knows your situation and can help you get stronger and move toward your goals.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

This week, Evan sends Paul a video called “The Only Four ETFs You’ll Ever Need.” Paul explains how marketing campaigns like this draw investors in with something they understand. Paul plays a few clips from the video and shares how these four ETFs could really get you in trouble if they were your whole financial plan. Listen along to hear how an educated investor can pick apart this kind of marketing and avoid common investing traps. Later in the episode, Paul shares a WSJ piece claiming that everyone needs a little gold in their portfolio. Is that true?

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Evan shares a list of some of the most famous investment fads and talks about why these fads drove markets and ultimately lost investors a lot of money. Listen along to hear what we can learn from these kinds of investments and how we can spot some of them today.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Evan talks about the 24th anniversary of 9/11 and remembering this week that the news can get very somber without any notice. So, how do you keep yourself from being pushed and pulled by the world so that you can stay the course and fulfill your calling? The answer lies in discovering your values and your true purpose for money.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul and Evan talk about how enticing it is for pundits and experts to look at markets and predict when the next downturn will occur. A common trap these two advisors see is investors jumping in and getting bullish, then realizing that their investment strategies are dangerous because their account keeps going up. Listen along to hear Paul and Evan explain why diversified investing is important in all kinds of markets.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul and Evan discuss how Robinhood has grown to become one of the largest companies in the United States by gambling on stocks, crypto, and other speculative assets. When asked in an interview about whether investors are also turning to more traditional forms of investing for retirement, the company basically replied, “No, and we don’t care.” Listen along to hear these two advisors talk about why this kind of investing is so popular and how it’s making a fortune for the company at the expense of the investor.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul shares a video from someone who was courted to a steak dinner, fed incomplete information, and then sold a product they didn’t fully understand. In most industries, this would be viewed as a scam or at least fraudulent, but in the investing industry, this is completely normal. Listen along as Paul explains that offering you a bribe, trying to “reeducate” you, and then manipulating you to make money is not his idea of good financial education or planning.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Paul has an algorithm feed him a seemingly relevant video about choosing the right Fidelity funds to grow his portfolio. The problem is that the algorithm isn’t designed to look out for bad financial advice. After watching the video, Paul gives the advice an F and is concerned that videos like these sound convincing and the person in it looks like they have done some research. The problem is that this YouTuber has no responsibility to you and is more focused on growing a following than helping you have income in retirement. Later in the episode, Paul asks Evan what he thinks about short-term interest rates.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Evan brings in an investing “newspaper” that claims to have insider information about tech and cybersecurity companies and is filled with articles claiming that this section is due for a big rise in value. Paul and Evan explain why all financial news is too slow for regular investors to play the market timing game, when traders have spent fortunes trying to gain an advantage of fractions of a second on trading platforms. Later in the episode, Paul talks about someone who realized their mother lost millions of dollars because of a bad investment decision, and what he does when someone comes into the office with this kind of situation.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.