Join Paul in a two-part episode as he walks through the fundamentals of investing. Grab a pen and paper as Paul asks you to write out what you know about investing and to reevaluate if it’s true or the result of incessant marketing tactics. Listen along as the Investor Coach unpacks decades of investment trends and messaging and helps you find a path forward where you can tune out the noise.
Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.
Most of the financial industry runs off a standard of “suitability.” In short, as long as the solution someone offers suits your needs, it is acceptable. Today, Paul and Ira talk about the differences between suitability and fiduciary standards and how both of them can be used to hurt investors.
Today, Paul dives into a recent WSJ article: “Bond Investors Aren’t Buying Crypto Craze.” Listen along to hear some of the struggles crypto brings to more conservative investors and why the volatility of cryptocurrencies makes them more risky than valuable.
Investors have saved their working lives and plan on a future income that is 4% of their portfolio, but will this income strategy still work in the current market? With inflation this high and interest rates so low, is this the right way to take an income on your investments? Having researched the issue, Paul explains how these market forces affect the 4% rule. Later in the episode, Paul talks about an issue with Bitcoin mining.
Investors are always afraid of market drops, but not all portfolios are created equal. Today, the Investor Coach asks how a 20% drop would affect your portfolio. Listen along as Paul and Jim talk about how downturns are a natural part of the market and why downturns are so challenging for investors. Later in the episode, the SEC finds widespread deficiencies among robo-investors.
