Financial firms keep annuities in their back pockets until markets go down. Investors get afraid of the market downside and turn to financial institutions for help. The result is salespeople cashing in by selling commission products that promise guaranteed returns and no downside risk. Unfortunately, regulators don’t keep people from falling into this trap. Paul and Evan talk about how dangerous annuities can be when used incorrectly and why you need an advisor who won’t take advantage of your emotions.
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