In this episode of OpenLine, financial advisor Paul Winkler breaks down the complexities of investing during uncertain economic times. With recent volatility in the stock market and growing concerns over tariffs, Paul discusses the importance of true diversification—including international and value stocks—and explains why many investors are not as diversified as they think. The show explores how currency fluctuations, investor psychology, and market timing misconceptions can impact investment decisions. Paul also addresses how to approach investing before retirement, how to think about market downturns, and what it means to invest with discipline rather than emotion. Whether you’re planning for retirement or trying to weather turbulent markets, this episode offers practical advice grounded in economic history and behavioral finance.